Getting Ready to Shop for Health Insurance?
St stride health insurance, Inc., is a California startup focused on linking people with affordable health plans under the Affordable Care Act, or Medicare. Its approach to the market has led many to regard it as one of the many scams out there. It’s funded by New Enterprise Associates, though some question the validity of their funding source. They also say that the company does not offer any service related to insurance. These are but a few of the comments that have been made about this company.
So how is this company different? What do they actually offer? Let’s look at the products that they offer. The two main products offered are a discount insurance plan for seniors and a level 1 disability insurance plan. Seniors are offered two options: a standard Medicare rate discount or a lower fixed level premium rate for seniors. Both of these products are also available as part of their level 1 senior health plan.
Now a little about the senior Medicare option. This product allows seniors to receive several different advantages through the Medicare Prescription Drug Benefit program. There are no deductibles, maximum benefit levels, waiting periods, or premiums to pay. You just pay your regular monthly Medicare rate. This is an advantage over the other companies currently offering this service.
Speaking of costs, here’s a quick review of what you can expect to pay in the St stride Medicare Advantage Plans premiums and benefits. Assuming you live in California, you will pay a minimum of five dollars per month for a single person, no matter whether you are receiving social security or Medicare benefits. There is a maximum of nine hundred dollars per year for family coverage. This includes coverage for children, parents, and grandparents.
Here’s another quick review. The best part about St stride health insurance is that it offers so much for the cost. This is not like most group health insurance plans where premiums can vary depending on your health conditions. In this case, you are guaranteed to pay nothing for preventive care. You will not be required to pay co-pays or deductibles. That means a lower cost for you and your family.
Now here’s how it works. You can complete one easy application online at the company’s website. At the bottom of the page, there is a link to a printable PDF application that can be filled out and printed. In a matter of minutes you will be assigned a call by a representative. Then you simply have to wait until you are scheduled for your first appointment.
It is important to note that this is not a dental plan. Although your primary care physician should be accept the policy, you will still be responsible for all necessary visits and procedures. For example, prescriptions, x-rays, and other doctor visits will need to be paid for by you. This preview is intended as a sneak peak to help give you an idea of what St stride health insurance can offer you and your family.
Now here’s another quick review. When applying for your St stride health insurance policy, make sure you completely fill out the online form. The health insurance company won’t process the application without it. Then once you are approved, you will receive an activation email and the key cards to enroll in the plan. All that’s left to do is start taking good care of yourself.
As soon as you complete the application process, you will immediately be put on your way to receiving a discount on all health insurance premiums. Now here’s another preview. That discount will not be available to everyone who applies for this coverage. The reason for this is because the stride health insurance company has a limited number of authorized agents in different communities. Because of that limitation, there are a select few individuals who will qualify for this discount, including young parents with young children.
In case you didn’t know it, your health insurance coverage is also backed by the American Medical Association and the American Cancer Society. So even if you are already insured, you may want to review your policy. The preview gives you an opportunity to familiarize yourself with the services provided, as well as get a better understanding of what your monthly premium will be. You may find a better rate if you change the coverage options, add riders to your health plan, or do other things that will help you obtain a lower cost.
So here’s another preview. If you aren’t currently covered by a health insurance plan through your employer, you need to review your options now. The stride health insurance site gives you the opportunity to request a free rate quote. It is estimated that over 25 million Americans could benefit from this discount. There are several other websites which also offer a free rate quote at their sites. So don’t waste any more time; visit your local health insurance site today.